Trade & Structured Finance

We offer a host of plain vanilla trade finance and structured finance products. Our specialized trade finance desk offer solutions to the most complex needs, drawing from a wide range of specific financing techniques. Our experts can also work with you to offer solutions across Projects Cycle, across Products, across formats, across counterparties using complex financial instruments stripped into simple risk management and liquidity tools for your business needs.

We have partnered with key banks and financial institutions globally to offer the following trade finance / transaction backed products, even in diverse countries like Middle East, Africa, China, Eastern Europe, Singapore , UK,USA etc.
•  Buyer’s Credit / Suppliers Credit
•  LC Bill Discounting
•  Factoring
•  Forfeiting
•  Receivables Financing / Vendor Financing / Dealer Financing
The structured financing solutions includes ECA financing, Credit Insurance backed receivables financing and payables financing, First Loss Default Guarantee / Limited Recourse backed dealer financing.

LC Discounting
If your overseas sellers not ready to wait for 90days to 180 days for the payment. In that case we help you to discount the LC issued by your bank at competitive rate to better manage the cash flow at cheaper rate.
On Vice Versa if you want to discount the LC received from the Overseas customer, we can convert it into cash immediately. Key Features: 
•  Discounting at any time before the maturity of the draft.
•  Immediate paymen.t
•  After acceptance of the draft from the issuing bank.

Forfeiting
This innovative product provide non- recourse discount of negotiable instrument including Letter of credit, Bank accepted Draft, or any obligation supported by bank for the transaction between 100K – 100Mn.
Key Features: 
•  Immediate Payment.
•  Tenure- 90 days – 3 years.
•  Fixed rate spread over Libor.

Commercial Paper
Company with very good credit rating can issue the commercial paper to lend the unsecured loan for fixed tenure between 1 – 270days to meet the short term debt obligations and is only backed by corporation's promise to pay the face amount on the maturity date specified on the note. CP is issued in multiple of 5 lakh.
Key Features: 
•  Sold at discount from the face value.
•  Does not create any lien on the assets of the company.

Factoring
Factoring is a service that covers the financing and collection of account receivables in domestic and international trade. It is an ongoing arrangement between the client and Factor (Funding Institutions), where invoices raised on open account sales of goods and services are regularly assigned to "the Factor" for financing.

By obtaining payment of the invoices immediately from the factor, usually up to 80% of their value the company's cash flow is improved. The factor charges service fees that vary with interest rates in force in the money market.
Key Features: 
•  Transfer of Risk to the third party.
•  Percentage of the invoice face value is paid to the seller upon submission.
•  Remainder of the total invoice amount held until the payment by the account debtor is made.
•  Cost associated with the transaction which is deducted from the reserve prior to it being paid back the seller.

Buyer’s Credit.
Our Overseas link with banks and our channel partner Bank of Bahrain & Kuwait (A gulf based largest bank of Bahrain) help us to provide the best quote to the customer.
Key Features: 
•  Finance is available in all major currencies USD, GBP, EURO, and Japanese Yen.
•  LUT of all major bank of India is acceptable.
•  Tenure – 30days to 365days.